If you’re building a halal investment portfolio and looking for passive income, you’ve likely run into a common problem: most halal ETFs don't offer high dividend yields. This is by design. Shariah screening removes many traditional high-yield sectors that rely on interest or carry excessive debt.
Inshallah the AAOIFI will discard their simplistic debt screener for something better that balances the reality of our world (like the compromise allowing a little bit of riba income) and isn’t as simplistic as market cap which isn’t a value anchored to reality.
One day every standard that is x dividend by market cap will be replaced with something better.
This thread fails to capture the test for a Muslim.
“By design” is Allah’s design. He can give to whomsoever He wills and withhold from whoever He wills.
If you go to the Haraam, it is easy pleasure short-term but loss in long term.
The whole “design” and test of life includes moments of sabr. Investing is also one of them. Allah wants us to totally rely on Him and not forget Him even during investing and work.
And Allah knows best.